Buy Here Pay Here
A New Beginning for Those with Damaged Credit

Do you have bad credit, but need a car? If you are currently employed, and if your budget can handle the addition of about $165 - $170 every two weeks for a car payment, then I would suggest that you contact my friend Tom O'Brien at J.D. Byrider in Davenport.

Tom and I worked together selling cars in the late 90's. He is a professional, and someone whom you can trust. He will do his absolute best to get you approved for J.D. Byrider's excellent program, and put you in a decent, reliable vehicle. If you qualify for the loan, and if you make all your payments on time, you will not only have good transportation, but since J.D. Byrider reports to the credit bureaus, you will be taking a major step toward repairing your credit.

The program at J.D. Byrider is designed to help people with damaged credit to get into a vehicle via their in house financing program, also known in the industry as Buy Here Pay Here. A lot of buy here pay here programs have high down payment requirements or they only offer older high mile vehicles. These dealers are typically small used car lots or larger dealers who retail a variety of new and used vehicles, and who also offer a buy here pay here program.

In their network of stores, the program at J.D. Byrider is somewhat different in that in-house financing is their specialty. Here are the basics:

J.D. Byrider Program

• Minimum $300 down payment.

• Financing on a 3 year term.

• Vehicles include a 2 year / 24,000 mile warranty.

• Credit Bureau Reporting -- by consistently making on-time payments, you should improve your credit rating

These are just a few of the details, based upon my understanding of the program. To get the latest info, and to see if you qualify, submit the form on this page, and contact Tom today.